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What we do

Rural Financial Counselling Services are:

  • Free, independent and confidential
  • Staffed by qualified and experienced Rural Financial Counsellors (RFCs) who understand farming and business – our RFCs are required to have a Diploma of Financial Counselling as minimum qualification, and have years of experience in assisting farming businesses
  • For primary producers of livestock, milk, honey, fruit, crops, wool, meat, vegetables, eggs, fish, plants, trees and logs
  • For small businesses who mainly support primary production such as: fencing, shearing sheep, controlling weeds or agricultural pests, managing stock, planting crops etc.
  • Able to assist farm or small agribusinesses experiencing or at risk of financial hardship
  • Able to come to your place of business or you can come and see us.

Assistance when

Rural Financial Counselling Services can assist businesses affected by:

  • Drought/water issues
  • Low commodity prices
  • Natural disasters
  • Structural adjustment
  • Industry downturns
  • Low equity/tight cash flow
  • Difficulties with lenders or access to finance
  • Unpaid creditors/debtors
  • Market disruptions
  • Changes in personal circumstances
  • Farm accidents or illness
  • Share farming/succession agreements/ contracts.

How can we help you

Rural Financial Counselling Services can help you:

  • Understand your financial position and the viability of your enterprise
  • Identify options to improve your financial position
  • Develop a plan to implement your chosen options, and implement that plan
  • Provide information, referrals, and support to access, government or industry grants and programs
  • Assist you to deal (whether through meetings or otherwise) with lending institutions in relation to:
    • Applications and contracts with those institutions; and
    • Processes relating to farm debt mediation
  • Assist you to identify the need for advice from professional service providers, and provide support with preparation for meetings with professional service providers.

News

NE Regional Soil Health Conference

NECMA conference

North East Regional Soil Health Conference - 14 May 2021 at Beechworth is for ALL land managers, agriculture industry groups and soil health service providers in North East Victoria.
Read more ...

Farm Finance getting prepared 2021 Webinar

Farm Finance

The team at the Young Farmer Business Network have put together a series of sessions designed to build skills in financial planning and business resilience for your farm business.
Read more ...

blog finance

The Coalition Government today signed a Joint Statement with China to deliver important market access for Australia’s red meat and live animal export industries. The deal which also promotes food safety and security is a key outcome of the visit of Chinese Premier Li Keqiang and is estimated to be worth in excess of $400 million per year for Australia’s meat industry.

Deputy Prime Minister and Minister for Agriculture and Water Resources, Barnaby Joyce, said the

Joint Statement will expand and improve Australia’s meat market access by allowing more meat and live animal exporters access to China and progressing new trade opportunities.

“The Coalition is committed to building on our record prices and record volume of trade with China. We won’t ever rest on our laurels in pursuit of expanding Australia’s trading partnerships,” Minister Joyce said.

“I am proud to sign this Joint Statement with China’s Foreign Minister Wang Yi today to deliver a valuable and mutually beneficial agreement that will support our relationship with one of our most important trading partners.

“Through the Joint Statement on Enhancing Inspection and Quarantine Cooperation, we are helping more Australian meat exporters expand access to China, including more chilled meat.

“Industry has estimated that the trade this Joint Statement will facilitate could be worth in excess of $400 million per year to our meat industry, which could lead to significantly improved farmgate returns across the nation.”

The Joint Statement will unlock a number of trade restrictions currently in place to support Australian meat and livestock exports including:

  • expanding the chilled meat trade and expediting the listing of 15 additional establishments eligible to export meat to China;
  • advancing Australia’s access for tripe exports to China and initiating trade in donkey meat and edible skins to China; and
  • promoting a protocol for the export of Australian slaughter sheep and goats.

“China is already Australia’s largest sheep meat market, worth $240 million in 2016, and is our fourth largest beef market worth $670 million in the same year,” Minister Joyce said.

“Together Australia and China are focused on promoting food security and safety and ensuring continued access to safe, high quality and reliable produce.”

A Salmon Statement of Intent (SOI) was also signed between the ministers to progress negotiations on trade in salmon sourced from approved countries, processed in China, and exported to Australia.

Continue reading the full press release here

Service Area Map

rfcs vic ne region map

Local Government Areas

The RFCS VIC-NE Region includes the following Local Government Areas;

  • Alpine
  • Benalla
  • Campaspe
  • Greater Shepparton
  • Indigo
  • Mansfield
  • Mitchell
  • Moira
  • Murrindindi
  • Strathbogie
  • Towong
  • Wangaratta
  • Whittlesea
  • Wodonga

Call 1300 834 775 to find out what assistance we may be able to provide you, or make an appointment with one of our experienced Rural Financial Counsellors.

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Contact Us

Rural Financial Counselling Service Victoria - North East.

102 Hume Street

Wodonga VIC 3689

PHONE: 1300 834 775

EMAIL: info@rfcsvicne.org.au

FAX: (02) 6100 6123