What we do

Rural Financial Counselling Services are:

  • Free, independent and confidential
  • Staffed by qualified and experienced Rural Financial Counsellors (RFCs) who understand farming and business – our RFCs are required to have a Diploma of Financial Counselling as minimum qualification, and have years of experience in assisting farming businesses
  • For primary producers of livestock, milk, honey, fruit, crops, wool, meat, vegetables, eggs, fish, plants, trees and logs
  • For small businesses who mainly support primary production such as: fencing, shearing sheep, controlling weeds or agricultural pests, managing stock, planting crops etc.
  • Able to assist farm or small agribusinesses experiencing or at risk of financial hardship
  • Able to come to your place of business or you can come and see us.

Assistance when

Rural Financial Counselling Services can assist businesses affected by:

  • Drought/water issues
  • Low commodity prices
  • Natural disasters
  • Structural adjustment
  • Industry downturns
  • Low equity/tight cash flow
  • Difficulties with lenders or access to finance
  • Unpaid creditors/debtors
  • Market disruptions
  • Changes in personal circumstances
  • Farm accidents or illness
  • Share farming/succession agreements/ contracts.

How can we help you

Rural Financial Counselling Services can help you:

  • Understand your financial position and the viability of your enterprise
  • Identify options to improve your financial position
  • Develop a plan to implement your chosen options, and implement that plan
  • Provide information, referrals, and support to access, government or industry grants and programs
  • Assist you to deal (whether through meetings or otherwise) with lending institutions in relation to:
    • Applications and contracts with those institutions; and
    • Processes relating to farm debt mediation
  • Assist you to identify the need for advice from professional service providers, and provide support with preparation for meetings with professional service providers.


NE Regional Soil Health Conference

NECMA conference

North East Regional Soil Health Conference - 14 May 2021 at Beechworth is for ALL land managers, agriculture industry groups and soil health service providers in North East Victoria.
Read more ...

Farm Finance getting prepared 2021 Webinar

Farm Finance

The team at the Young Farmer Business Network have put together a series of sessions designed to build skills in financial planning and business resilience for your farm business.
Read more ...

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With ongoing drought and dry conditions in parts of Victoria, and evidence of increased economic and well-being impacts, Agriculture Minister Jaclyn Symes has announced an additional $12.6 million package of targeted support to impacted farm businesses.

The package includes:

Continuation of the On-Farm Drought Infrastructure Support Grants Program
Grants of up to $5,000 are available to eligible farm businesses in Central and East Gippsland and Northern and North West Victoria. The farm business is required to match the grant value with a dollar for dollar co-contribution.
- Grants are for infrastructure only – farm labour cannot be claimed
- Quotes must be obtained for proposed infrastructure
- Infrastructure works cannot commence prior to grant approval.


New Programs:

Farm Business Assistance Program providing targeted support in Central and East Gippsland and for eligible dairy farmers in northern Victoria
- Farm Household Allowance (FHA) recipients and young farmers in Central and East Gippsland will receive $3,500
- Remaining commercial farms in Central and East Gippsland will receive $2,500
- For northern Victoria, $2,500 will be made available to dairy farmers that are FHA recipients and/or young farmers.

Establishment of a Farm Support Fund
The program will provide immediate financial relief and alleviate some cost-of-living pressures for specific farm businesses not eligible for the Farm Business Assistance program. This will be determined on a case-by-case basis to the value of $2,500. Available for farmers in Northern Victoria and North West Victoria that are experiencing financial pressure and are not eligible for the Farm Business Assistance program.

Improving access to emergency water supply points

AgVic - further information

Service Area Map

rfcs vic ne region map

Local Government Areas

The RFCS VIC-NE Region includes the following Local Government Areas;

  • Alpine
  • Benalla
  • Campaspe
  • Greater Shepparton
  • Indigo
  • Mansfield
  • Mitchell
  • Moira
  • Murrindindi
  • Strathbogie
  • Towong
  • Wangaratta
  • Whittlesea
  • Wodonga

Call 1300 834 775 to find out what assistance we may be able to provide you, or make an appointment with one of our experienced Rural Financial Counsellors.

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Contact Us

Rural Financial Counselling Service Victoria - North East.

102 Hume Street

Wodonga VIC 3689

PHONE: 1300 834 775


FAX: (02) 6100 6123