What we do

Rural Financial Counselling Services are:

  • Free, independent and confidential
  • Staffed by qualified and experienced Rural Financial Counsellors (RFCs) who understand farming and business – our RFCs are required to have a Diploma of Financial Counselling as minimum qualification, and have years of experience in assisting farming businesses
  • For primary producers of livestock, milk, honey, fruit, crops, wool, meat, vegetables, eggs, fish, plants, trees and logs
  • For small businesses who mainly support primary production such as: fencing, shearing sheep, controlling weeds or agricultural pests, managing stock, planting crops etc.
  • Able to assist farm or small agribusinesses experiencing or at risk of financial hardship
  • Able to come to your place of business or you can come and see us.

Assistance when

Rural Financial Counselling Services can assist businesses affected by:

  • Drought/water issues
  • Low commodity prices
  • Natural disasters
  • Structural adjustment
  • Industry downturns
  • Low equity/tight cash flow
  • Difficulties with lenders or access to finance
  • Unpaid creditors/debtors
  • Market disruptions
  • Changes in personal circumstances
  • Farm accidents or illness
  • Share farming/succession agreements/ contracts.

How can we help you

Rural Financial Counselling Services can help you:

  • Understand your financial position and the viability of your enterprise
  • Identify options to improve your financial position
  • Develop a plan to implement your chosen options, and implement that plan
  • Provide information, referrals, and support to access, government or industry grants and programs
  • Assist you to deal (whether through meetings or otherwise) with lending institutions in relation to:
    • Applications and contracts with those institutions; and
    • Processes relating to farm debt mediation
  • Assist you to identify the need for advice from professional service providers, and provide support with preparation for meetings with professional service providers.


NE Regional Soil Health Conference

NECMA conference

North East Regional Soil Health Conference - 14 May 2021 at Beechworth is for ALL land managers, agriculture industry groups and soil health service providers in North East Victoria.
Read more ...

Farm Finance getting prepared 2021 Webinar

Farm Finance

The team at the Young Farmer Business Network have put together a series of sessions designed to build skills in financial planning and business resilience for your farm business.
Read more ...


Nerida and Warwick from AgBiz Assist attended the North East Agribusiness Summit on 21st November.

This is a one day Agriculture Business Summit identifying the key sectors that contribute to the wealth of the region and how they are managing a changing economy, climate and social environment and positioning themselves for growth.

Forum Overview; 

This one day event captures an opportunity raised at the Ovens & Murray Regional Forum and the North East Agribusiness dinner where the community highlighted the need to pursue and support opportunities in the Agriculture sector that would strengthen the broader economy.

This Summit aims to bring together key industry leaders and regional agribusiness participants to better understand the role these sectors play in north east Victoria. The day will explore the value, activities, opportunities and employment these industries and organisations bring to the region.

Topics covered include:

  • The role they play and their scale
  • Their operational activities, competitive advantage and why choose the North East
  • Their successful strategies for managing a changing economy, climate and social environment.

Guest Speakers:

  • Mr Max Luff: Founder and Chairman Border Express
  • Mr Stephen Ryan: CEO HVP plantations
  • Professor David Falepau: Head of School of Agriculture and Wine Sciences; Charles Sturt University
  • Mr Brett Mc Glenn: Head Viticulturist Brown Brothers Milawa
  • Dr Fiona Wigg: Risk based climate change planning
  • Mr Stuart Crosthwaite: Chair Alpine Dairy Inc
  • Mr Peter Anderson: Ito En (Japanese Green Tea)
  • Mr Julian Carol: Committee member of The Southern Australian Meat Research Council Committee Board
  • * MC, Ms Susan Benedyka: Managing Director of The Regional Development Company, acting chair of the Hume Regional Development committee, director of the Telstra Foundation, and chair of the Telstra Kids Fund

For further details visit this link to the Murray Dairy website North East Agriculture Summit 2017 -

Service Area Map

rfcs vic ne region map

Local Government Areas

The RFCS VIC-NE Region includes the following Local Government Areas;

  • Alpine
  • Benalla
  • Campaspe
  • Greater Shepparton
  • Indigo
  • Mansfield
  • Mitchell
  • Moira
  • Murrindindi
  • Strathbogie
  • Towong
  • Wangaratta
  • Whittlesea
  • Wodonga

Call 1300 834 775 to find out what assistance we may be able to provide you, or make an appointment with one of our experienced Rural Financial Counsellors.

AgBiz Group

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Contact Us

Rural Financial Counselling Service Victoria - North East.

102 Hume Street

Wodonga VIC 3689

PHONE: 1300 834 775


FAX: (02) 6100 6123