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What we do

Rural Financial Counselling Services are:

  • Free, independent and confidential
  • Staffed by qualified and experienced Rural Financial Counsellors (RFCs) who understand farming and business – our RFCs are required to have a Diploma of Financial Counselling as minimum qualification, and have years of experience in assisting farming businesses
  • For primary producers of livestock, milk, honey, fruit, crops, wool, meat, vegetables, eggs, fish, plants, trees and logs
  • For small businesses who mainly support primary production such as: fencing, shearing sheep, controlling weeds or agricultural pests, managing stock, planting crops etc.
  • Able to assist farm or small agribusinesses experiencing or at risk of financial hardship
  • Able to come to your place of business or you can come and see us.

Assistance when

Rural Financial Counselling Services can assist businesses affected by:

  • Drought/water issues
  • Low commodity prices
  • Natural disasters
  • Structural adjustment
  • Industry downturns
  • Low equity/tight cash flow
  • Difficulties with lenders or access to finance
  • Unpaid creditors/debtors
  • Market disruptions
  • Changes in personal circumstances
  • Farm accidents or illness
  • Share farming/succession agreements/ contracts.

How can we help you

Rural Financial Counselling Services can help you:

  • Understand your financial position and the viability of your enterprise
  • Identify options to improve your financial position
  • Develop a plan to implement your chosen options, and implement that plan
  • Provide information, referrals, and support to access, government or industry grants and programs
  • Assist you to deal (whether through meetings or otherwise) with lending institutions in relation to:
    • Applications and contracts with those institutions; and
    • Processes relating to farm debt mediation
  • Assist you to identify the need for advice from professional service providers, and provide support with preparation for meetings with professional service providers.

News

NE Regional Soil Health Conference

NECMA conference

North East Regional Soil Health Conference - 14 May 2021 at Beechworth is for ALL land managers, agriculture industry groups and soil health service providers in North East Victoria.
Read more ...

Farm Finance getting prepared 2021 Webinar

Farm Finance

The team at the Young Farmer Business Network have put together a series of sessions designed to build skills in financial planning and business resilience for your farm business.
Read more ...
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Regional Round-up is a monthly newsletter providing an overview into the environmental and business conditions affecting farmers and rural businesses in the Goulburn Valley and North East Victoria.

Dairy

Speculation continues about Murray Goulburn in the wake of overseas interest from a China-based organisation.
The global forecast for the dairy industry remains weak with world markets expected to be oversupplied for the first half of 2018 by both the EU and US whilst the uncertainty in the local market continues.

Cropping/Sheep

The high rainfall event of the first three days of December had varying impact upon crops, dependent upon crop maturity status. Canola largely escaped impact, however some harvest losses due to shatter occurred following the rain. The central NE Vic region are expecting unharvested cereal crops to be downgraded at minimum and very likely shot/sprung. Eastern NE Vic cereal crops may be less impacted with quality downgrading, dependent on weather patterns across the coming weeks.

Beef

The rains of November and a very wet start to summer has helped to keep prices static. The overall reduction in prices over the past 6 months has also given some confidence to traders and fatteners to be able to buy, fatten and achieve a realistic margin.

Horticulture

Stone fruit crops have suffered damage from heavy rains. Initial enquiries with producers revealed most have experienced some damage with fruit (mainly apricots) being harvested at the moment. Damage to other fruit will be more identifiable as crops mature.

Irrigation

Murray irrigation water remains just under 10% more valuable than the Goulburn system.

Central Goulburn
HRWS                        $2,850 - $2,950/ML
LRWS                           $300 - $350/ML
Temporary Trade              $75 - $80/ML

Murray Zone
HRWS                        $3,250 - $3,500/ML
LRWS                           $300 - $350/ML
Temporary Trade             $110 - $130/ML

Service Area Map

rfcs vic ne region map

Local Government Areas

The RFCS VIC-NE Region includes the following Local Government Areas;

  • Alpine
  • Benalla
  • Campaspe
  • Greater Shepparton
  • Indigo
  • Mansfield
  • Mitchell
  • Moira
  • Murrindindi
  • Strathbogie
  • Towong
  • Wangaratta
  • Whittlesea
  • Wodonga

Call 1300 834 775 to find out what assistance we may be able to provide you, or make an appointment with one of our experienced Rural Financial Counsellors.

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Contact Us

Rural Financial Counselling Service Victoria - North East.

102 Hume Street

Wodonga VIC 3689

PHONE: 1300 834 775

EMAIL: info@rfcsvicne.org.au

FAX: (02) 6100 6123